Impact of Digital Financial Literacy on Women Entrepreneurs with Special Reference to Viksit Bharat

Vaishali Shukla

doi:10.54060/a2zjournals.jase.108

Authors

Vaishali Shukla University of Lucknow, India

DOI:

https://doi.org/10.54060/a2zjournals.jase.108

Keywords:

Digital financial literacy, Women entrepreneurs, Viksit Bharat

Abstract

Viksit Bharat means Developed India by 2047 on the 100 independence day of India government mission is to transform the country into developed entity means to raise the standard of living of people, upgrading the strong technology, building the best infrastructure, environment sustainability ,social progress and a strong economy. There are four pillars of Viksit Bharat that is Garib, Anna data, Women, Yuva. Women are the one of the pillars of this mission and focusing on their growth is necessary for economy. Women empowerment says women has freedom in taking their life decision like they have full freedom of education and doing jobs according to their choices ,taking advantage of opportunities and resources ,increase their self worth and must be economic empowered. These days everyone needs to be financially literate in order to make wise financial decisions and financial literacy assist individuals in becoming self-sufficient. We everyone have access to digital financial services like online payments, internet banking, and UPI which made our work easier, faster and convenient to use. Women need to be aware of these digital financial services so they can use them and make the best financial decisions. In reference of Viksit Bharat this paper will address how digital financial services affect women's empowerment. This paper is descriptive in nature and data gathered from various sources like e articles, government websites, journals, books. This paper examines government policies on women empowerment and digital financial literacy and also addresses the challenges and how to overcome with various strategies. Women empowerment and Digital financial literacy is important element of Viksit Bharat.

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